Today my attention fell on a reasonably curious project called "HubrisOne". If you haven't heard yet about HubrisOne, I strongly recommend you to acquaint yourself with their Whitepaper. According to provided information main features of Hubris platform are:
1) Integrated Cryptocurrency Wallets
2) Digital Accounts & Card Management
3) Cross-border Payments Execution
4) Crypto-Backed Lending
5) Real-time Transaction Reports
6) Integrated Wealth Management
7) Instant Crypto-Fiat Exchange
8) Open Services Marketplace
9) HubrisOne Debit Cards
10) Bank Currency Accounts
Looking at this I can assume that Hubris platform has pretty ambitious goals set in their way, but the real question is can their team really implement everything that they have promised us? Of course only time can answer this questions, but it is impossible not to mention that Hubris platform has already a working version of their app that has some functionality. After the usage of this app I can affirm that many of their ideas are already realized!
After a pretty simple registration, that consists of your email and some personal information (your number, address, zip code) you can start to use the app. It should be noted that you can receive 10$ in Hubris token for a simple registration, which is pretty cool and I assume it is a good solution to obtain more users.
At this moment the application has a quite fine functionality. You can already connect your cards and send your fiat currencies to the platform. Right now there is a possibility to receive 3 main currencies US Dollar, Euro and GB Pound. From this we can make a conclusion that at the moment the project is more oriented to the west rather than east, but I expect more fiat currencies to be added in the near future.
Speaking about cryptocurrencies, the platform can potentially store up to 200 cryptocurrencies. Not many wallets can brag about its ability to stock that many different cryptocurrencies.
Regarding fiat currencies, you can have a card for each currency or you can have Mastercard account and connect it to any currency. You can also set up your primary account that means that currency of primary account will be used if the user makes some transactions.
Another function that is implemented already is the exchange. You can buy or sell fiat, bitcoin, altcoins. The bought currencies are instantly deposited to your wallets and ready to be used for other means, The exchange is fairly easy to handle but it needs to be considered that there is a 0.6% fee. Taking into account that you are using the new platform that needs time to set up the fee is reasonable.
Is is also possible to manage your bank cards through the app, you can link/unlink cards, view and reset pins and freeze or unfreeze your cads, what is certainly handy, that in some cases you are able to freeze your bank account using the app.
Additional option available is your portfolio that allows you to keep an eye on all your money involved. You can not only observe the money that is stored in the app (both cryptocurrencies and fiat) but also you can connect the app to your exchanges through api and track the money there. This service displays the rise or decrease of your funds hourly/daily/weekly/monthly etc.
Cryptocurrencies landing grants you the opportunity to borrow some money. You can determine by yourself for what period of time the money will be given.
Yet another advantage of the app is the support chat. The support replies you quickly and professionally helps you to resolve your arose issues relating to the app and the platform.
The last but not the least component is the market and partners that shows you the service providers to the customers. If you are in need of something you can try to find it in this section, where you can receive offers from various sellers and choose the best one available.
In conclusion, I can affirm that HubrisOne does not just set ambitious goals that are impossible to achieve, but is working hard on what they declared us and already reached success in a part of them. Surely it needs more details to be added but even now it can fully satisfy the needs of an ordinary person. I completely recommend this project to cryptocurrencies lovers and just average person who wants an app to manage their money in the fast and secure way.
There will be another article regarding Hubris project concerning its technical side, the token and. Stay tuned for updates.
HubrisOne Website: https://hello.hubrisone.com/
HubrisOne Telegram; https://t.me/hubrisoneofficial
HubrisOne Bounty Thread: https://bitcointalk.org/index.php?topic=5091901.0
HubrisOne Ann Thread: https://bitcointalk.org/index.php?topic=5039930.0
HubrisOne Twitter: https://twitter.com/hubrisone
HubrisOne Facebook: https://www.facebook.com/hubrisone.com